First and foremost i'm sorry to hear about your loss. I'm glad the dog is ok for sure, and luckily you only came out of it with a broken finger. That being said, i want to clarify a couple things i read in the thread.
he was at fault, even got a ticket for it. Plus I have gap insurance so I should get a new car. I'm just bummed about all the work that was just put into it. Only thing that survived was my new rims since I took them off a week ago. So, if anyone is looking for some black 18's with red lip, hit me up. Same wheels as in my avatar
Just wanted to clarify that the GAP will simply pay off your loan. So, if for example your car is worth 18k (not including your custom parts), and you owe 22k on your loan, they will pay your loan off rather than just the value of your car.
if you have receipts for Wat you had done show the insurance company, they should reimburse you for it!
No, most policies include only $1000 USD in ACPE (Additional Custom Parts & Equipment). Unless he specifically called his insurance company and requested additional ACPE he can pretty much kiss any of his custom stuff goodbye.